Why Shop na Pesi
Buy anywhere, pay your way
Use your approved limit at any M-Pesa merchant — no special onboarding required.
Any Merchant
Pay any M-Pesa till or paybill. The merchant is verified and settled in full — instantly, with no special onboarding.
Instant Credit
Borrow up to your limit right at checkout. Approval is immediate for active accounts — no waiting, no paperwork.
Flexible Repayment
Repay in full or in part within your term. Your available credit restores with every payment you make.
How It Works
Three steps to shop
Unlock your purchasing power in minutes.
1
Get your limit
Accept your invite and receive an approved credit limit in minutes.
2
Shop anywhere
At checkout, enter any till or paybill and the amount — we settle the merchant for you.
3
Repay flexibly
Pay back over your term; your credit restores with each repayment.
Any
Till or paybill
100%
Merchant settled
Instant
Approval
Settle any merchant, instantly
- Pay any M-Pesa till or paybill
- Merchant paid 100% upfront
- You repay on your own terms
Shop na Pesi
Credit that works wherever you shop.
SecureInstantFlexible