Pay any M-Pesa till or paybill Instant

Shop na Pesi Buy now, pay later

Your approved credit settles any merchant 100%, instantly. Shop today, repay on your terms.

Any till or paybill

Merchant paid 100%

Flexible repayment

Why Shop na Pesi

Buy anywhere, pay your way

Use your approved limit at any M-Pesa merchant — no special onboarding required.

Pay any M-Pesa till or paybill. The merchant is verified and settled in full — instantly, with no special onboarding.

Borrow up to your limit right at checkout. Approval is immediate for active accounts — no waiting, no paperwork.

Repay in full or in part within your term. Your available credit restores with every payment you make.

How It Works

Unlock your purchasing power in minutes.

Accept your invite and receive an approved credit limit in minutes.

At checkout, enter any till or paybill and the amount — we settle the merchant for you.

Pay back over your term; your credit restores with each repayment.

Any

Till or paybill

100%

Merchant settled

Instant

Approval

Credit that works wherever you shop.

Secure Instant Flexible

Start shopping at any M-Pesa merchant with credit that settles them instantly.